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Hi there, Monika.
QuickBooks Online for United Arab Emirates doesn't offer QuickBooks Payments. You'll need to use a third-party application that integrates with QBO.
While the payments subscription isn't available, you can still manage your accounting and track payments within QBO, and use a separate payment gateway to handle the actual transactions.
Feel free to visit this page to browse for an external app to integrate with your QBO company: QuickBooks App Store | Global
Let us know if you have additional concerns with QuickBooks Online. We're always ready to help.
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