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Thank you for bringing up your concern here in the Community forum, accounting695. I want to ensure you get the support you need.
To clarify, did your client's credit card payment fail with an error message? If so, please feel free to attach screenshots to help us better understand the issue and provide you with the appropriate assistance.
Sometimes, credit card transactions fail due to authorization errors. This may occur if the entered information is incorrect or if the payment exceeds the bank’s limit. Below are some steps to help address the issue:
For further guidance on troubleshooting unsuccessful payments, you can visit this link: Troubleshooting QuickBooks Payments Issues.
If you have additional questions about credit card payments in QBO, feel free to reply to this post. We're here to assist.