I am in the same mess.  I THOUGHT that I had everything organized and when I proudly handed the Management report to my husband, it was all WAY off.  Although I have kept all of the accounts reconciled each month, he is just NOW telling me where he wants things catagorized.  Yes, this would have been helpful on day one!  He also wants me to change the name of the catagories.  I have read some answers already given but  my QBO looks different. HELP!  

Thank you!