Hi. I am having a similar issue, I receive multiple payments from a parent company for various invoices and credit memo deductions. It is easy to apply the invoices - but how to I apply the credit memo deductions to make the bank deposit work? All payments and credit memos are from different customers. Total bank deposit $500. It covers Invoice 2 - Customer A - $750, Invoice 4 - Customer B - $750, credit memo 4 - customer C - $1000. Using QBO. Thanks.