What I have learned is that QB is phasing out all desktop software and forcing us to pay monthly fees for QB Online.  My desktop stopped functioning and QB wanted $550 per year to continue it, but I am also reading that it will be unavailable soon.  I am using a 30-day free trial of QB Online and it is full of bugs.  I spent half a day on the phone with them yesterday and they admitted that the problems are widespread and they are trying to resolve them.  I don't like paying a monthly fee, and I don't like being dependent on having internet to operate my business.  Internet is not something I can depend on and now this is a liability for my company.  I preferred owning all the data and having it on my computer regardless of internet access.  They don't advertise it, but the cheapest online plan is QB Self employed at $20 per month.  If you search for it you will find it.  Make sure you are on QB USA and not Canada if you do it.  I used desktop for 30 years and I am very unhappy with Online.  Good luck!