Yes, you can pay an owner through ACH for an owner's draw, Chris.

You can easily pay bill directly from QuickBooks using your bank account, debit card, or credit card and choose ACH transfer for your vendors to receive their payments.

If you don't have one yet,  create an Owner's Equity account so you can pay an owner's draw. Make sure to choose Equity or Owners Equity as the type of account. Once done, you can use Pay bills with Bill Pay service powered by Melio.

To access Bill Pay and manage payments, follow these steps: 

To enter a bill

1. From your homepage or the Vendors menu, choose Enter Bills.
   
    

   
   
   
   

2. Select Schedule Online Payment to set up the bill.

To Pay a bill

1. From your homepage or the Vendors menu, choose Pay Bills.
   
    

   
   
   
   

2. Select the bill that you'd like to pay.
3. Under Methods, click Schedule Online Payment.
4. Finally, select Pay Selected Bills to complete the payment.

To give you more information when paying your first bill, check out this article for your reference: Pay Bills Online From QuickBooks Desktop.

Let me know if you have any other concerns when paying through ACH on owners draw. I'm always right to assist you further. 

@cdhmercer 

Be aware that, if you set up your QB Payments account around September 2023 or later, they will charge you a 1% on ACH payments, which is totally and completely outrageous, considering ACH is the most cost effective way for banks to send money.  If you had your account prior to September 2023, there's a $10 or $15 cap (can't remember which) which isn't too bad.  Keep in mind, 3rd-party payment platforms like Bill.com and Melio charge a flat $0.50 per ACH regardless of amount.  I have no affiliation with them.  I just hate to see customers being gouged.