I would recommend to use QB Desktop Premier or Enterprise, and choose Non Profit as the industry.

Welcome to the QuickBooks Community, Kellie.

To add and track receipts in QuickBooks Online, we can directly upload receipts from your computer, mobile device, or from email. I've added this article to help you upload your receipts in QBO to your preference: Upload your receipts to QuickBooks Online.

In addition to your concern, for us to disburse funds to a different account we need to create a Journal Entry. 

Here's how: 

1. Select + New.
2. Select Journal entry.
3. On the first line, select an account from the Account field. Depending on if you need to debit or credit the account, enter the amount in the correct column.
4. Next, select the other account you're moving money to or from. Depending on if you entered a debit or credit on the first line, enter the same amount in the opposite column.
5. Check the amounts - you should have the same amount in the Credit column on one line and the Debit column on the other. It means the accounts are in balance.
6. Enter information in the memo section to know why you made the journal entry.
7. Select Save, Save and new or Save and close.

By doing this, you may create and disburse multiple accounts. However, on the Account field, I'd suggest referring your Accountant as to the account you'll be using. 

Additionally, I've added these articles for your future reference when managing your journal entries:

• Print a journal entry report
• Reverse or delete a journal entry in QuickBooks Online

Don't hesitate to reply to this thread if you need additional assistance tracking your receipts and managing journal entries in QBO. I'll keep an eye out for it. 

I would like more information on QuickBooks Premier for Desktop  and Enterprise.

I've got this for you, @bvchief-comcast-. I'll share information about the QuickBooks Desktop (QBDT) Premier and Enterprise functions.

QBDT Premier is an advanced accounting software for small and midsize businesses (SMBs) that need industry-specific features. It supports up to 5 users. Also, it provides the following:

• Advanced, custom reporting.
• Expense tracking.
• Inventory tracking.
• Sales tax calculation.
• Financial statements.
• Robust internal file storage.
• Time tracking for billable hours.

The QBDT Enterprise is suitable for large and rapidly growing businesses to complete accounting solutions. It supports 1-40 active users and provides these features:

• Advanced inventory management.
• Customized job and project costing.
• More user licenses with custom permissions.
• Additional reporting options.
• Project tracking.
• Sales management.
• Advanced customization.
• Enhanced payroll.
• Time tracking.
• Financial performance reports.
• Equipment tracking.
• New product registration.

Moreover, it accommodates up to 100,000 inventory items across various industries. It's designed for businesses that need extensive functionality and customization options to manage their accounting, inventory, and reporting needs on a larger scale​. 

Please know that changes can happen with every product update.

You can check this article for more information: Why QuickBooks Desktop Enterprise.

Also, I'll add this article to help you learn how to activate QBDT on your computer: Install QuickBooks Desktop.

Let me know if you have additional questions about QBDT subscriptions by replying to this post. We'll reply as soon as possible. Keep safe, and have a good one.